Portfolio Management Intern (On-site)

Cloover finances thousands of renewable energy installations across Germany and Austria, and the quality of our portfolio decisions determines how fast we can scale. As our Portfolio Management Intern, you’ll run real credit assessments, stress-test real portfolios and contribute to debt structuring conversations that matter. Your work lands in front of senior management and external investors from day one.

You’ll report to the Head of Portfolio Management and work within a small team spanning Risk, Underwriting and Finance.

• Own credit assessments of customer applications end to end, applying internal scoring models and external data to reach well-documented decisions the team can defend.
• Build and improve risk models on portfolio performance, default probability and financial outcomes, so every scenario rests on sharper assumptions.
• Run stress tests and sensitivity analyses that directly shape investment and risk management decisions.
• Monitor exposure, delinquency, refinancing and hedging across Cloover’s financing portfolio, surfacing risks before they become problems.
• Automate underwriting and credit monitoring workflows, shipping tools the team relies on every day.
• Prepare investor and lender reports precise enough for external stakeholders to act on.
• Contribute to the structuring of debt facilities and forward flow agreements.

We care more about how you think and what you’ve built than where you’ve been. Here’s what will set you up for success in this role:

• Strong academic track record in Finance, Economics, Engineering, Mathematics or another quantitative discipline. You’ve been tested on hard problems and delivered.
• Builds and stress-tests financial models with precision, and is comfortable with complex datasets, risk frameworks and sensitivity analysis where the assumptions matter as much as the outputs.
• Delivers accurate work at speed without waiting for perfect information, and flags uncertainty when it matters.
• Takes full ownership of analytical outputs: if the model is wrong, you find it before anyone else does.
• Explains findings clearly in English, so technical and non-technical audiences, including senior stakeholders and investors, can act on them.
• Can explain why the energy transition matters and how that context sharpens your analysis.
• Based in Berlin and energized by being in the room. We’re intentionally office-first: decisions get made in real time, prototypes get stress-tested over lunch, and the founding team is ten meters away. If that’s how you thrive, you’ll feel at home here.

Nice to have (but not required):

• German language proficiency (B2 or above)
• Prior exposure to consumer credit, structured finance or energy project finance

Don’t meet every requirement? Apply anyway. We hire for potential and perspective. Credentials are a starting point, not a ceiling.

We keep things transparent and respect your time. Most go from first call to offer in under three weeks.

• Intro call (30 min): We want to understand what you’re looking for, not just screen your CV.
• Hiring manager interview (30 min): We go deep into your experience, your thinking, and how you approach problems.
• Case study (1 hour): You get the brief in advance. We care about your approach, not whether you land on the right answer.
• Offer & signed contract.

Need any adjustments at any stage? Just let us know.

• Competitive pay. Fair compensation for your time and contribution, benchmarked to the Berlin internship market.
• AI-first & unthrottled. Unlimited enterprise-grade AI, no caps, no approval process. Every role, every team. The grunt work disappears so you can focus on what actually requires human judgement.
• Real ownership on a real mission. From day one you’re shaping decisions that impact thousands of installers. We’re not just building software. We’re powering the energy transition across Europe.
• Grow faster than anywhere else. You’ll work directly alongside the founding team and world-class investors. If you’re building toward your own venture one day, there’s no better room to be in.

• Latest Apple hardware in our Prenzlauer Berg office
• 25 days vacation, prorated for part-time
• Urban Sports Club (M) membership
• Deutschlandticket, covered
• Cloover Power Tariff: our own green power tariff, with the monthly base fee on us
• Free catered lunch every day in the office (via Bella&Bona)
• Free dinner every day in the office (via Wolt)
• Fully stocked kitchen with breakfast, snacks, and drinks
• Team events with €50 per person per month
• Company discounts via Corporate Benefits and FutureBens